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Home » US Law » 2022 Revised Code of Washington » Title 48 - Insurance » Chapters » Chapter 48.115 - Rental Car Insurance.

48.115.001 – Short title.

RCW 48.115.001 Short title. This chapter may be known and cited as the rental car specialty insurance producer license act. [ 2008 c 217 § 85; 2002 c 273 § 1.] NOTES: Severability—Effective date—2008 c 217: See notes following RCW 48.03.020.

48.115.005 – Definitions.

RCW 48.115.005 Definitions. The definitions in this section apply throughout this chapter unless the context clearly requires otherwise. (1) “Endorsee” means an unlicensed employee or agent of a rental car insurance producer who meets the requirements of this chapter. (2) “Person” means an individual or a business entity. (3) “Rental agreement” means any written master, […]

48.115.010 – License required.

RCW 48.115.010 License required. (1) A rental car company, or officer, director, employee, or agent of a rental car company, may not offer, sell, or solicit the purchase of rental car insurance unless that person is licensed under chapter 48.17 RCW or is in compliance with this chapter. (2) The commissioner may issue a license […]

48.115.015 – Licensing rental car companies as rental car insurance producers.

RCW 48.115.015 Licensing rental car companies as rental car insurance producers. A rental car company may apply to be licensed as a rental car insurance producer under, and if in compliance with, this chapter by filing the following documents with the commissioner: (1) A written application for licensure, signed by the applicant or by an […]

48.115.020 – Rental car insurance producer endorsees—Duties of rental car insurance producer—Training—Transaction records.

RCW 48.115.020 Rental car insurance producer endorsees—Duties of rental car insurance producer—Training—Transaction records. (1) An employee or agent of a rental car insurance producer may be an endorsee authorized to offer, sell, or solicit rental car insurance under the authority of the rental car insurance producer license, if all of the following conditions have been […]

48.115.025 – Restrictions on offer, sale, or solicitation—Consumer information.

RCW 48.115.025 Restrictions on offer, sale, or solicitation—Consumer information. Insurance may not be offered, sold, or solicited under this section, unless: (1) The rental period of the rental car agreement is thirty consecutive days or less; (2) At every location where rental agreements are executed, the rental car insurance producer or endorsee provides brochures or […]

48.115.030 – Rental car insurance producer prohibitions.

RCW 48.115.030 Rental car insurance producer prohibitions. A rental car insurance producer may not: (1) Offer, sell, or solicit the purchase of insurance except in conjunction with and incidental to rental car agreements; (2) Advertise, represent, or otherwise portray itself or any of its employees or agents as licensed insurers or insurance producers; (3) Pay […]

48.115.040 – Treatment of moneys collected from renters purchasing insurance.

RCW 48.115.040 Treatment of moneys collected from renters purchasing insurance. A rental car insurance producer is not required to treat moneys collected from renters purchasing rental car insurance as funds received in a fiduciary capacity, if: (1) The charges for rental car insurance coverage are itemized and ancillary to a rental transaction; and (2) The […]

48.115.045 – Rule making.

RCW 48.115.045 Rule making. The commissioner may adopt rules necessary to implement this chapter, including rules establishing licensing fees to defray the cost of administering this chapter. [ 2002 c 273 § 10.]