§ 34-23-1. Effect of unrecorded defeasance. When a deed purports to contain an absolute conveyance of real estate but is made defeasible by a deed, bond or other instrument, the original deed shall not be thereby affected as against any person, other than the maker of the instrument of defeasance and his or her heirs […]
§ 34-23-2. Redemption right of mortgagor or vendor with defeasance. All real estates, conveyed or pledged by mortgage or deed of bargain and sale with defeasance, shall be redeemable by the mortgagor or vendor, his or her heirs, executors, administrators, successors, or assigns, on paying the money borrowed thereon, with interest, or by performing the […]
§ 34-23-3. Time within which redemption allowed. No mortgagor, his or her heirs, executors, administrators, successors, or assigns shall be allowed to redeem any mortgaged real estate, but shall be forever barred and foreclosed of all equity and right of redemption therein, unless the mortgagor, his or her heirs, executors, administrators, successors, or assigns shall […]
§ 34-23-4. Certificate of possession taken by mortgagee. Whenever possession shall be taken in the presence of witnesses as provided in § 34-23-3, they shall give to the mortgagee, or other person taking possession under him or her, a certificate of the possession being taken; and the person delivering possession shall acknowledge the delivery have […]
§ 34-23-5. Prepayment of mortgage loans. (a) Every bank, trust company, loan company, building-loan association, credit union, finance company and other person(s) making a loan or loans secured by a mortgage or mortgages on real estate located in Rhode Island containing thereon dwelling houses of not more than four (4) dwelling units shall provide in […]
§ 34-23-6. Loan fees. In the event any brokerage fees, loan fees, points, finders’ fees, origination fees, or any similar charges shall be imposed on any secured mortgage loan on real estate containing thereon dwelling houses of not more than four (4) dwelling units, those charges shall not be subject to any refund in the […]
§ 34-23-7. Repealed. History of Section.P.L. 1988, ch. 437, § 2; Repealed by P.L. 1989, ch. 310, § 2, effective July 7, 1989.
