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Section 201 – Filing of forms.

Effective 5/4/2022 31A-21-201. Filing of forms. (1) (a) Except as exempted under Subsections 31A-21-101(2) through (6), a form may not be used, sold, or offered for sale until the form is filed with the commissioner. (b) A form is considered filed with the commissioner when the commissioner receives: (i) the form; (ii) the applicable filing […]

Section 202 – Explicit approval required.

31A-21-202. Explicit approval required. (1) The following clauses are disapproved unless the commissioner gives them explicit approval: (a) clauses requiring more expeditious notice of loss or proof of loss than is required by Section 31A-21-312 or rules adopted under that section; and (b) a schedule of reinstatement fees under Section 31A-22-608, if made a part […]

Section 203 – Authorized clauses for insurance forms.

31A-21-203. Authorized clauses for insurance forms. (1) The commissioner may not adopt mandatory uniform clauses. However, the commissioner may adopt authorized clauses by rule upon a finding that: (a) price or coverage competition is ineffective because diversity in language or content makes comparison difficult; (b) provision of language, content, or form of specific clauses is […]