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Home » US Law » 2022 West Virginia Code » Chapter 33. Insurance » Article 20C. Cancellation or Nonrenewal of Malpractice Insurance Policies

§33-20C-1. Scope of Article

This article applies to malpractice insurance as defined in subdivision (9), subsection (e), section ten, article one of this chapter. This article applies to malpractice insurance policies which have been in effect for at least sixty days or have been renewed at least once.

§33-20C-2. Cancellation Prohibited Except for Specified Reasons; Notice

No insurer once having issued or delivered a policy providing malpractice insurance in this state may cancel the policy, except for one or more of the following reasons: (a) The named insured fails to discharge any of his or her obligations to pay premiums for the policy or any installment of the policy within a […]

§33-20C-3. Insurer to Specify Reasons for Cancellation

In every instance in which a policy or contract of malpractice insurance is canceled by the insurer, the insurer or its duly authorized agent shall cite within the written notice of the action the allowable reason in section two of this article for which the action was taken and shall state with specificity the circumstances […]

§33-20C-4. Notice Period for Cancellation; Ninety-Day Notice Required for Nonrenewal

(a) No insurer shall fail to renew a policy or contract providing malpractice insurance unless written notice of the nonrenewal is forwarded to the insured by certified mail, return receipt requested, not less than ninety days prior to the expiration date of the policy. (b) No insurer shall cancel a policy or contract providing malpractice […]

§33-20C-5. Hearings and Review

Any insured aggrieved by the cancellation of a policy or contract providing malpractice insurance may request a hearing before the commissioner or his designee within thirty days of the receipt of any such notice. The hearing shall be conducted pursuant to section thirteen, article two of this chapter. The policy shall remain in effect until […]