For a violation of or a failure to comply with the provisions of this article by a dealer, a consumer is entitled to recover from the dealer the consumer's actual damages, reasonable attorney's fees and court costs and a civil penalty in an amount not less than $100 nor more than $1,000 for each violation.
(a) The Attorney General may bring a civil action to restrain a dealer or a person acting in his behalf from engaging in a course of: (1) Making or enforcing unconscionable terms or provisions of rent-to-own transactions;
(a) After demand, the Attorney General may bring a civil action against a dealer for making or collecting charges in excess of those permitted by this chapter. If the court finds that an excess charge has been made, the court shall order the respondent to refund to the consumer the amount of the excess charge. […]
