3445 – Windstorm Insurance Notice.
§ 3445. Windstorm insurance notice. The superintendent shall by regulation establish disclosure requirements with respect to the operation of any deductible in a homeowner’s insurance policy or dwelling fire personal lines policy which applies as the result of a windstorm. Such regulations shall prescribe the form of a notice to be provided by an insurer […]
3435-A – Motor Vehicle Insurance Policies; New York State Licensed Drivers; Prohibitions Against Refusing to Issue Policies or Renew Policies.
§ 3435-a. Motor vehicle insurance policies; New York state licensed drivers; prohibitions against refusing to issue policies or renew policies. (a) Insurers shall be prohibited from refusing to issue a motor vehicle liability insurance policy to any person with a valid New York state driver’s license which has been maintained by such person for at […]
3436 – Medical Malpractice Insurance; Type of Coverage.
* § 3436. Medical malpractice insurance; type of coverage. (a) Every insurer which issues or renews policies for primary levels of medical malpractice insurance covering physicians licensed to practice in this state shall issue such policies on a claims-made or occurrence basis, as prescribed by the superintendent by regulation; provided, further, that nothing in this […]
3436*2 – Group Credit Unemployment Insurance and Individual Credit Unemployment Insurance.
* § 3436. Group credit unemployment insurance and individual credit unemployment insurance. (a) Any policy of credit unemployment insurance which covers more than one person shall be deemed a group credit unemployment policy. (b) No policy of group credit unemployment insurance, and no certificate thereunder, shall be delivered or issued for delivery in this state […]
3436-A – Adverse Action Against Legal Reproductive Health Care.
§ 3436-a. Adverse action against legal reproductive health care or gender-affirming care. (a) Every insurer that issues or renews medical malpractice insurance covering a health care provider licensed to practice in this state shall be prohibited from taking any adverse action against a health care provider solely on the basis that the health care provider […]
3439 – Reinsurance Contracts Excepted.
§ 3439. Reinsurance contracts excepted. The provisions of this article shall not apply to contracts of reinsurance, except as otherwise provided by law.
3440 – Insurance Covering Private Passenger Motor Vehicles; Rental Vehicle Coverage.
§ 3440. Insurance covering private passenger motor vehicles; rental vehicle coverage. (a) For the purposes of this section, a “private passenger motor vehicle” is a motor vehicle: (1) of the private passenger or station wagon type that is owned or hired by an individual or by husband and wife under a long-term contract and is […]
3442 – Credit Card, Debit Card, or Checking Account Group Policies.
§ 3442. Credit card, debit card, or checking account group policies. (a) For purposes of this section, unless the context requires otherwise: (1) “Account group member” means a person: (A) to whom a credit card account or debit card account is issued by a sponsor or who has agreed with the sponsor to pay obligations […]
3443 – Workers’ Compensation and Employers’ Liability Insurance; Optional Policyholder Deductibles.
§ 3443. Workers’ compensation and employers’ liability insurance; optional policyholder deductibles. An insurer issuing a workers’ compensation and employers’ liability insurance policy, and a group self-insurer for municipal corporations as defined in subdivision three-a of section fifty of the workers’ compensation law, may offer, as part of the policy or by endorsement, deductibles optional to […]
3444 – Flood Insurance Notice.
§ 3444. Flood insurance notice. 1. Insurers shall provide to their homeowners and dwelling fire personal lines insureds an annual notice prescribed or approved by the superintendent, explaining clearly and in plain language that: (a) such policies do not provide coverage for loss caused by mudslide or flood; and (b) insurance is available under separate […]