3433 – Termination of Contracts or Accounts of Licensed Agents or Brokers; Prohibition; Geographical Location.
§ 3433. Termination of contracts or accounts of licensed agents or brokers; prohibition; geographical location. (a) No insurer shall terminate or refuse to renew a contract or account of a licensed agent or broker who negotiated policies of: (1) fire insurance or fire and extended coverage insurance or (2) automobile insurance subject to section three […]
3434 – Motor Vehicle Insurance Policies; Disabled Persons; Prohibitions Against Cancelling, Refusing to Issue or Renew Policies.
§ 3434. Motor vehicle insurance policies; disabled persons; prohibitions against cancelling, refusing to issue or renew policies. Insurers shall be prohibited from cancelling or refusing to issue or renew a motor vehicle insurance policy to any person with a disability, as defined in subdivision twenty-one of section two hundred ninety-two of the executive law, unless […]
3435 – Group Property/casualty Insurance.
§ 3435. Group property/casualty insurance. (a) This section shall apply to public entities as defined in section one hundred seven of this chapter, organizations described by section 501(c)(3) of the United States internal revenue code, charitable corporations as defined in paragraph (a) of section one hundred two (Definitions) of the not-for-profit corporation law and formed […]
3427 – Gap Insurance; Cancellation, Renewal and Other Provisions.
§ 3427. Gap insurance; cancellation, renewal and other provisions. (a) Definitions. As used in this section: (1) “Covered policy” means, for purposes of this section, a policy or contract of gap insurance, issued or issued for delivery in this state, on a risk located or resident in this state. (2) “Nonpayment of premium” means the […]
3428 – Cancellation of Insurance Contracts; Return Premiums; Financed Insurance Premiums.
§ 3428. Cancellation of insurance contracts; return premiums; financed insurance premiums. (a) Except as provided in subsection (e) of this section, whenever an insurance contract made or issued in this state is cancelled or otherwise terminated by the insured before the expiration thereof in accordance with the terms of such contract, the earned premium to […]
3429 – Geographical Location of Risks; Fire, Fire and Extended Coverage Policies; Private Passenger Automobile Insurance Policies.
§ 3429. Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies. (a) No insurer shall refuse to issue or renew or shall cancel a policy of: (1) fire insurance or fire and extended coverage insurance, or (2) automobile insurance subject to section three thousand four hundred twenty-five of this […]
3429-A – Geographical Location of Risks in Area Serviced by a Volunteer Fire Department; Fire, Fire and Extended Coverage Policies.
§ 3429-a. Geographical location of risks in area serviced by a volunteer fire department; fire, fire and extended coverage policies. (a) No insurer shall refuse to issue or renew or shall cancel a homeowner’s insurance policy including fire insurance or fire and extended coverage insurance based solely on the insured residing in an area that […]
3430 – Right of Insured, Agent or Broker Aggrieved on Basis of Geographical Location of Property or Risks.
§ 3430. Right of insured, agent or broker aggrieved on basis of geographical location of property or risks. (a) An insured aggrieved by an inability to obtain: (1) homeowner’s insurance, including fire insurance or fire and extended coverage insurance, other than from the New York property insurance underwriting association, or (2) automobile insurance subject to […]
3431 – Immunity; Insurers’ Reports to Insureds, to Applicants for Insurance and to Terminated Agents or Brokers.
§ 3431. Immunity; insurers’ reports to insureds, to applicants for insurance and to terminated agents or brokers. (a) In any written notice of: (1) refusal to issue, (2) cancellation, (3) reduction of limits, (4) substitution of policy form, (5) elimination of coverages, (6) conditioned renewal, (7) non-renewal, or (8) termination or refusal to renew a […]
3432 – Immunity; Reports to Certain Public Officials and to Designated Organizations.
§ 3432. Immunity; reports to certain public officials and to designated organizations. (a) In the absence of fraud or bad faith, there shall be no liability on the part of, and no cause of action of any nature shall arise against, an insurer or a hospital or any person acting on their behalf, with respect […]