3420 – Liability Insurance; Standard Provisions; Right of Injured Person.
§ 3420. Liability insurance; standard provisions; right of injured person. (a) No policy or contract insuring against liability for injury to person, except as provided in subsection (g) of this section, or against liability for injury to, or destruction of, property shall be issued or delivered in this state, unless it contains in substance the […]
3421 – Homeowners’ Liability Insurance; Dogs.
§ 3421. Homeowners’ liability insurance; dogs. 1. With respect to homeowners’ insurance policies as defined in section two thousand three hundred fifty-one of this chapter, no insurer shall refuse to issue or renew, cancel, or charge or impose an increased premium or rate for such policy or contract, or exclude, limit, restrict, or reduce coverage […]
3422 – Hate Crimes; Coverage Refusal.
§ 3422. Hate crimes; coverage refusal. (a) For purposes of this section, “insured” means a current policyholder or a person or entity that is covered under an insurance policy. (b) This section shall apply to policies of insurance if the insured or proposed insured is: (1) an individual; (2) a business entity that is independently […]
3425 – Certain Property/casualty Insurance Policies; Cancellation and Renewal Provisions; Agents’ Contracts and Brokers’ Accounts.
§ 3425. Certain property/casualty insurance policies; cancellation and renewal provisions; agents’ contracts and brokers’ accounts. (a) This section shall apply to covered policies of insurance as defined in paragraphs one, two and three hereof. (1) “Covered policy” means a contract of insurance, referred to in this section as “automobile insurance”, issued or issued for delivery […]
3426 – Commercial Lines Insurance; Cancellation and Renewal Provisions.
§ 3426. Commercial lines insurance; cancellation and renewal provisions. (a) Definitions. As used in this section: (1) “Covered policy” means, for purposes of this section, a policy of commercial risk insurance, professional liability insurance or public entity insurance, and shall include any contract, certificate or other evidence of such insurance. (2) “Required policy period” means […]
3411 – Automobile Physical Damage Insurance Covering Private Passenger Automobiles; Standard Provisions; Required Inspections; Duties of Insurers and Insured
§ 3411. Automobile physical damage insurance covering private passenger automobiles; standard provisions; required inspections; duties of insurers and insureds. (a) The provisions of this section shall be applicable to all automobile physical damage insurance policies covering private passenger automobiles registered in this state, notwithstanding any other provisions of this chapter. (b) In this article, “renewal” […]
3412 – Automobile Physical Damage Insurance Covering Private Passenger Automobiles; Salvage; Total Losses; Thefts; Duties of Insurers.
§ 3412. Automobile physical damage insurance covering private passenger automobiles; salvage; total losses; thefts; duties of insurers. (a) Notwithstanding any other provision of this chapter, the provisions of this section shall be applicable to all physical damage losses incurred on policies covering private passenger automobiles registered in this state for model year nineteen hundred seventy-three […]
3413 – Standard Claim Forms for Fire Losses.
§ 3413. Standard claim forms for fire losses. (a) (1) On or before April first, nineteen hundred eighty-two, the superintendent shall establish a standard claim form to be used for all fire loss claims under an insurance policy which is issued or issued for delivery in this state covering such losses for property located in […]
3414 – Reports by Insurers of Certain Casualty Loss on Property Owned or Operated by Religious Organizations.
§ 3414. Reports by insurers of certain casualty loss on property owned or operated by religious organizations. (a) Insurers shall report all claims in excess of two hundred fifty dollars filed for casualty losses resulting from desecration, vandalism and theft of religious articles sustained by a “Religious Corporations Law corporation”, “incorporated church” or “unincorporated church”, […]
3415 – Supplemental Claim Form to Be Submitted for Certain Fire Loss Claims in Excess of Ten Thousand Dollars in a City With a Population of One Million or M
§ 3415. Supplemental claim form to be submitted for certain fire loss claims in excess of ten thousand dollars in a city with a population of one million or more persons. (a) For the purposes of this section, the following terms shall have the following meanings: (1) “Supplemental claim form” means a form which shall […]