§24-170. Short title – Oklahoma Student Borrower’s Bill of Rights Act.
This act shall be known and may be cited as the “Oklahoma Student Borrower’s Bill of Rights Act”. Added by Laws 2021, c. 272, § 1, eff. Nov. 1, 2021.
§24-171. Definitions.
As used in the Oklahoma Student Borrower’s Bill of Rights Act: 1. “Guarantor” means a nonprofit or state organization that works with a lender, servicer, school and the U.S. Department of Education to help students successfully repay certain federal student loans; 2. “Student loan borrower” means: a.any resident of this state who has received or […]
§24-172. Oklahoma Student Borrower’s Bill of Rights.
A. The Attorney General shall prepare a written statement that includes an “Oklahoma Student Borrower’s Bill of Rights” for a student loan borrower who takes out a student education loan that is serviced by a student loan servicer. The statement shall incorporate all items from subsection B of this section and be made available to […]
§24-164. Notice procedures deemed in compliance.
A. An entity that maintains its own notification procedures as part of an information privacy or security policy for the treatment of personal information and that are consistent with the timing requirements of this act shall be deemed to be in compliance with the notification requirements of this act if it notifies residents of this […]
§24-165. Enforcement – Civil penalty limitation.
A. A violation of this act that results in injury or loss to residents of this state may be enforced by the Attorney General or a district attorney in the same manner as an unlawful practice under the Oklahoma Consumer Protection Act. B. Except as provided in subsection C of this section, the Attorney General […]
§24-166. Application of act.
This act shall apply to the discovery or notification of a breach of the security of the system that occurs on or after November 1, 2008. Added by Laws 2008, c. 86, § 6, eff. Nov. 1, 2008.
§24-150. Definitions.
As used in this act: 1. “Consumer” means an individual who is also a resident of this state; 2. “Consumer report” has the meaning ascribed to it in 15 U.S.C., Section 1681a(d); 3. “Consumer reporting agency” has the meaning ascribed to it in 15 U.S.C., Section 1681a(f); 4. “Proper identification” has the meaning ascribed to […]
§24-151. Written request for security freeze – Processing time – Confirmation of freeze and identification number – Disclosures.
A. A consumer may request that a security freeze be placed on his or her consumer report by sending a request in writing by certified mail to a consumer reporting agency at an address designated by the consumer reporting agency to receive such requests. This subsection does not prevent a consumer reporting agency from advising […]
§24-152. Requests to temporarily lift freeze – Time for compliance – Request procedures.
A. If the consumer wishes to allow his or her consumer report to be accessed for a specific period of time while a freeze is in place, he or she shall contact the consumer reporting agency using a method of contact designated by the consumer reporting agency, requesting that the freeze be temporarily lifted, and […]
§24-153. Mandatory removal or temporary lifting of freeze – Notice to consumer – Third party requests.
A. A consumer reporting agency shall remove or temporarily lift a freeze placed on the consumer report of a consumer only in the following cases: 1. Upon consumer request, pursuant to Sections 4 and 6 of this act; or 2. If the consumer report of the consumer was frozen due to a material misrepresentation of […]