§24-164. Notice procedures deemed in compliance.
A. An entity that maintains its own notification procedures as part of an information privacy or security policy for the treatment of personal information and that are consistent with the timing requirements of this act shall be deemed to be in compliance with the notification requirements of this act if it notifies residents of this […]
§24-165. Enforcement – Civil penalty limitation.
A. A violation of this act that results in injury or loss to residents of this state may be enforced by the Attorney General or a district attorney in the same manner as an unlawful practice under the Oklahoma Consumer Protection Act. B. Except as provided in subsection C of this section, the Attorney General […]
§24-166. Application of act.
This act shall apply to the discovery or notification of a breach of the security of the system that occurs on or after November 1, 2008. Added by Laws 2008, c. 86, § 6, eff. Nov. 1, 2008.
§24-170. Short title – Oklahoma Student Borrower’s Bill of Rights Act.
This act shall be known and may be cited as the “Oklahoma Student Borrower’s Bill of Rights Act”. Added by Laws 2021, c. 272, § 1, eff. Nov. 1, 2021.
§24-171. Definitions.
As used in the Oklahoma Student Borrower’s Bill of Rights Act: 1. “Guarantor” means a nonprofit or state organization that works with a lender, servicer, school and the U.S. Department of Education to help students successfully repay certain federal student loans; 2. “Student loan borrower” means: a.any resident of this state who has received or […]
§24-172. Oklahoma Student Borrower’s Bill of Rights.
A. The Attorney General shall prepare a written statement that includes an “Oklahoma Student Borrower’s Bill of Rights” for a student loan borrower who takes out a student education loan that is serviced by a student loan servicer. The statement shall incorporate all items from subsection B of this section and be made available to […]
§24-156. Fees – Written notice of changes.
A. This act does not prevent a consumer reporting agency from charging a fee of no more than Ten Dollars ($10.00) to a consumer for each freeze, removal of the freeze, or temporary lifting of the freeze for a period of time, regarding access to a consumer credit report. B. A consumer reporting agency shall […]
§24-157. Entities not required to place security freeze.
The following entities are not required to place a security freeze on a consumer report: 1. A consumer reporting agency that acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent database […]
§24-158. Notice of rights.
At any time a consumer is required to receive a summary of rights required under Section 1681g of Title 15 of the United States Code, the following notice shall be included: “Oklahoma Consumers Have the Right to Obtain a Security Freeze. You have a right to place a “security freeze” on your credit report, which […]
§24-143. Fees – Administrator’s investigation – Issuance or denial of license.
A. Upon the filing of an application and bond, payment of an annual license fee and an investigation fee, the Administrator of Consumer Credit shall conduct an investigation. If the Administrator finds that the financial responsibility, experience, character and general fitness of the applicant are such as to warrant belief that the business will be […]